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There are various reasons why claims on jewellers’ insurance policies might be denied: Underinsurance: If the insured value of the jewellery is less than its actual value, the claim may be partially paid or rejected. Policy Exclusions: Claims can be rejected if the cause of loss is specifically excluded in the policy, such as damage […]

After an Incident: In case of an unfortunate event, it’s crucial to inform the nearest police station and file a watertight FIR (first information report) with correct IPC sections. This report helps the insurance company understand the nature of the incident triggering your policy coverage. Hiring a neutral surveyor is essential to provide a detailed